*{margin:0;padding:0;box-sizing:border-box}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,sans-serif;color:#333;line-height:1.7;padding-top:60px}a{color:#1a3a5c;text-decoration:none}a:hover{text-decoration:underline}body>header.border-gray-200{display:none!important}.top-nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:#fff;border-bottom:1px solid #e5e7eb;box-shadow:0 1px 3px rgba(0,0,0,.08)}.top-nav-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:0 24px;height:60px}.top-nav-brand{font-size:1.25rem;font-weight:700;color:#1a3a5c;white-space:nowrap;text-decoration:none}.top-nav-brand:hover{text-decoration:none;color:#2c5aa0}.top-nav-links{display:flex;align-items:center;gap:2px}.top-nav-links a{color:#4b5563;font-size:.875rem;font-weight:500;padding:8px 12px;border-radius:6px;transition:background .2s,color .2s;text-decoration:none;white-space:nowrap}.top-nav-links a:hover{background:#f3f4f6;color:#1a3a5c;text-decoration:none}.top-nav-phone{display:inline-flex;align-items:center;background:#c0392b;color:#fff!important;font-size:.875rem;font-weight:600;padding:8px 20px;border-radius:9999px;text-decoration:none;transition:background .2s;white-space:nowrap}.top-nav-phone:hover{background:#e74c3c;text-decoration:none}.site-header{background-size:cover;background-position:50%;color:#fff;padding:80px 20px;text-align:center;position:relative}.site-header h1{font-size:2.8rem;margin-bottom:12px;text-shadow:1px 1px 3px rgba(0,0,0,.5);font-weight:800}.site-header p{font-size:1.15rem;text-shadow:1px 1px 2px rgba(0,0,0,.5);opacity:.95}.site-header .since-badge{display:inline-block;background:rgba(0,0,0,.4);padding:8px 24px;font-size:1.4rem;letter-spacing:3px;margin-top:15px;border:1px solid hsla(0,0%,100%,.3)}.cta-btn{display:inline-block;background:#c0392b;color:#fff;padding:14px 36px;border-radius:9999px;font-size:1rem;font-weight:600;margin-top:20px;transition:background .2s,transform .2s;text-decoration:none}.cta-btn:hover{background:#e74c3c;text-decoration:none;transform:translateY(-1px)}.container{max-width:1100px;margin:0 auto;padding:40px 20px}.content-section{background:#f9f9f9;border-radius:8px;padding:35px;margin:30px 0;border:1px solid #f0f0f0}.content-section h2{font-size:1.6rem;color:#1a3a5c;margin-bottom:15px}.content-section h3{font-size:1.3rem;color:#2c3e50;margin-top:20px;margin-bottom:10px}.page-title{font-size:2rem;color:#2c3e50;margin-bottom:20px}table{width:100%;border-collapse:collapse;margin:20px 0}table td,table th{border:1px solid #ddd;padding:12px 15px;text-align:left}table th{background:#f5f5f5;font-weight:600}table tr:nth-child(2n){background:#fafafa}ol,ul{margin:15px 0 15px 30px}li{margin-bottom:8px}.prefooter-cta{background:#f3f4f6;text-align:center;padding:60px 20px;border-top:1px solid #e5e7eb}.prefooter-cta h2{font-size:1.6rem;color:#1a3a5c;margin-bottom:8px;font-weight:700}.site-footer-new{background:#1a3a5c;color:#cbd5e1;padding:50px 24px 0}.footer-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr;grid-gap:48px;gap:48px;padding-bottom:40px}.footer-col h3{color:#fff;font-size:1.1rem;font-weight:700;margin-bottom:16px}.footer-col p{font-size:.9rem;line-height:1.6;margin-bottom:6px}.footer-col .footer-tagline{margin-top:12px;font-size:.85rem;color:#94a3b8}.footer-col ul{list-style:none;margin:0;padding:0}.footer-col ul li{margin-bottom:8px}.footer-col ul li a{color:#94a3b8;font-size:.9rem;text-decoration:none;transition:color .2s}.footer-col ul li a:hover{color:#fff;text-decoration:none}.footer-col a{color:#94a3b8;text-decoration:none;transition:color .2s}.footer-col a:hover{color:#fff;text-decoration:none}.footer-bottom-bar{max-width:1200px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;padding:20px 0;border-top:1px solid hsla(0,0%,100%,.1);font-size:.85rem;color:#64748b}.footer-bottom-bar a{color:#64748b;text-decoration:none}.footer-bottom-bar a:hover{color:#fff;text-decoration:none}.blog-list{list-style:none;margin:0;padding:0}.blog-list li{padding:20px 0;border-bottom:1px solid #eee}.blog-list li:last-child{border-bottom:none}.blog-list a{font-size:1.2rem;color:#1a3a5c;font-weight:600}.blog-meta{color:#999;font-size:.85rem;margin-top:5px}.blog-excerpt{margin-top:8px;color:#666}.article-header{margin-bottom:30px}.article-header h1{font-size:2rem;color:#2c3e50}.article-header .blog-meta{margin-top:10px}.content-image{max-width:100%;height:auto;border-radius:8px;margin:20px 0}.faq-section h3{font-size:1.1rem;color:#1a3a5c;margin-top:25px}.faq-section p{margin-top:8px}@media (max-width:1024px){.top-nav-links a{padding:8px;font-size:.8rem}}@media (max-width:768px){body{padding-top:60px}.top-nav-links{display:none}.top-nav-inner{padding:0 16px}.site-header{padding:50px 20px}.site-header h1{font-size:1.8rem}.container{padding:20px 15px}.content-section{padding:20px}table{font-size:.85rem}table td,table th{padding:8px 10px}.prefooter-cta{padding:40px 20px}.prefooter-cta h2{font-size:1.3rem}.footer-grid{grid-template-columns:1fr;gap:32px}.footer-bottom-bar{flex-direction:column;gap:8px;text-align:center}}